Credit lines against
tokenized stocks.
Put USDG to work for yield, or unlock liquidity from your stock tokens while keeping them. Isolated markets with Chainlink pricing, live on Robinhood Chain.
The book, right nowUS marketTotal liquidity
$4,820
Total borrowed
$640
Utilization
13.3%
Markets live
Why ARCWELL
Stock collateral asks for different rules.
Rates answer to demand
The cost of borrowing climbs as more of the pool is in use and eases when liquidity returns. Whatever borrowers pay is what lenders collect.
Trouble is contained
Each ticker runs in its own market with its own oracle and cap. A crash in one name cannot touch the collateral sitting in another.
Built for equity behaviour
Shares gap over weekends, split without notice and close at four. The guards here are designed around exactly that, not around crypto that never sleeps.
Markets
Every market, straight from the chain
| Market | Price | Lent · USDG | Free · USDG ? | Borrow APR ? | LLTV ? | |
|---|---|---|---|---|---|---|
How it works
Three steps, and selling is not one of them.
Post the shares you own
Add NVDA, AAPL, MSFT, TSLA, SPY or QQQ tokens as collateral. Nothing is sold: no taxable exit, no bridge, the shares remain yours.
Draw USDG against them
Borrow up to the market's LLTV. Chainlink keeps the collateral priced in real time, so your headroom reflects the current quote, not yesterday's close.
Or be the lender
Deposit USDG into the vault and it is spread over every market under per market caps, collecting the interest borrowers pay.
For lenders
Earn
One USDG deposit, spread across every stock market under its cap. You collect the interest borrowers owe, with no position to babysit and no rate to hunt.
Deposit USDG →For holders
Borrow
Lock stock tokens as collateral and draw USDG against them. Cash today, while keeping the shares, the upside and the chain you already use.
Open a position →Coming next from ARCWELL
aUSD: a dollar whose reserve earns for its holders.
Issued 1:1 against USDG, backed by tokenized T-bills and these very markets, with all reserve income flowing to saUSD stakers. The design is published, and points earned in the markets today give priority access when it launches.
See the design →Safeguards
Guardrails written for equities, visible on chain.
Stale feed protection
If a price stops updating, the market stops with it instead of quoting a wrong number.
Sequencer awareness
When the L2 sequencer goes down, liquidations wait for a fair window before resuming.
Corporate action pauses
Splits, dividends and reverse splits put the market on hold until the feed is rebased.
Caps per market
The vault can never pile too much into a single name, whatever the rate looks like.
Careful equity LLTVs
62.5% on single stocks, 77% on broad ETFs, chosen with overnight gaps in mind.
Isolated by construction
Every market keeps its own ledger. Bad debt in one can never be shared with another.
Trading hours
The protocol runs on the exchange's schedule.
Stock feeds update 24/5. When they go quiet, over a weekend, during a corporate action or a sequencer outage, the market in question freezes instead of trading on a price nobody can stand behind. Borrows, withdrawals and liquidations pause together, so nobody gets liquidated on a stale quote.
UTC · 24 / 5
US market